European calculator tools
Browse lightweight planners for salary, VAT, rent, electricity, budgets, and more with a clean, responsive design.
Find a calculator
Search by calculator name to open the right estimator for your planning needs.
All calculators
Each tool includes a streamlined form, sample use case guidance, and links to country-specific planning pages.
Salary Calculator
Estimate gross salary, net pay, income tax, employee contributions, pension, health insurance and employer cost.
Open Salary CalculatorGross to Net Salary Estimate
Estimate net salary from gross income using manual tax, social security, pension, health insurance and employer cost fields.
Open Gross to Net Salary EstimateNet to Gross Salary Estimate
Compare gross income, estimated net pay, employee deductions and employer total cost using manual payroll assumptions.
Open Net to Gross Salary EstimateVAT Calculator
Add or remove VAT from a price using the standard rate or a custom percentage.
Open VAT CalculatorRent Affordability Calculator
Compare monthly rent against income and savings goals to check affordability.
Open Rent Affordability CalculatorElectricity Cost Calculator
Estimate monthly and yearly electricity costs from daily consumption and unit price.
Open Electricity Cost CalculatorMonthly Budget Calculator
Add household categories to estimate monthly costs for housing, food, transport, bills, and savings.
Open Monthly Budget CalculatorRent to Salary Ratio Calculator
Calculate your rent-to-salary ratio to check whether your housing costs are healthy, manageable, tight or risky.
Open Rent to Salary Ratio CalculatorSalary After Rent Calculator
See how much money you really have left after rent, utilities and monthly costs are deducted from your salary.
Open Salary After Rent CalculatorFirst Month Moving Cost Calculator
Estimate how much money you need for the first month after moving to a new country or city.
Open First Month Moving Cost CalculatorIs This Rent Too High Calculator
Check whether a rent amount is healthy, manageable, tight or risky based on your monthly net income.
Open Is This Rent Too High CalculatorFreelancer Hourly Rate Calculator
Calculate the minimum hourly or daily rate needed to reach your target net income as a freelancer.
Open Freelancer Hourly Rate CalculatorStudent Budget Calculator
Plan your monthly student budget across rent, food, transport, study materials, health insurance and entertainment.
Open Student Budget CalculatorCouple Budget Calculator
Plan shared and personal expenses for two people, with 50/50 and income-based split options.
Open Couple Budget CalculatorFamily Budget Calculator
Estimate total household income, family expenses, cost per person, housing percentage and family budget status.
Open Family Budget CalculatorEmergency Fund Calculator
Calculate how much emergency fund you need, how much you still need to save, and how long it will take to get there.
Open Emergency Fund CalculatorSavings Goal Calculator
Calculate how long it takes to reach a savings goal, the required monthly saving, and whether you can meet a deadline.
Open Savings Goal CalculatorHow Long Can I Live on My Savings
Calculate how many months your savings would last given your current monthly expenses and any expected income.
Open How Long Can I Live on My SavingsJob Loss Survival Calculator
Estimate how long your savings and severance could last if you lost your job, and what spending cuts would help most.
Open Job Loss Survival CalculatorRent Deposit Calculator
Calculate the total move-in housing cost including security deposit, first month rent, agency fee and setup costs.
Open Rent Deposit CalculatorNet Salary After Debt Calculator
See how much money remains after debt payments and essential living costs are deducted from your net salary.
Open Net Salary After Debt CalculatorDebt-to-Income Ratio Calculator
Calculate your debt-to-income ratio and see whether it is healthy, moderate, high or risky.
Open Debt-to-Income Ratio CalculatorMortgage Affordability Calculator
Estimate a safe monthly mortgage payment, affordable loan amount and property budget based on income, debts and deposit.
Open Mortgage Affordability CalculatorUtility Bill Estimator
Estimate total monthly and yearly utility costs for electricity, heating, water, internet, phone and other bills.
Open Utility Bill EstimatorApartment Cost Calculator
Calculate total monthly apartment cost, full move-in cost, first month total and yearly apartment spending.
Open Apartment Cost CalculatorShared Apartment Calculator
Calculate equal or income-based rent splits for shared apartments with up to four people.
Open Shared Apartment CalculatorHow calculator pages support your planning
These general calculator pages explain how to use each tool and show what results mean in real planning scenarios.
A general calculator page links to country-specific landing pages so you can switch from a broad estimate to a localized calculation quickly.
The tools are lightweight, browser-based, and designed to keep use simple while still supporting meaningful budgeting decisions.