Personal living cost overview

Europe Living Cost Dashboard

Enter your income and costs to see budget status, rent pressure, savings rate, emergency fund coverage and recommended next tools — all in one place.

Estimate only

The dashboard uses values you enter. It does not apply official tax rates or use official cost-of-living data.

Accuracy: Formula-based

Enter your income and monthly costs

Empty fields are treated as zero. Use net income for direct comparison.

Location and income

Monthly costs

Dashboard result

Fill in income and costs, then press Build my dashboard.

Frequently asked questions

What is the living cost dashboard?

It is a single page that combines salary, rent, bills, debt and emergency fund into one overview with budget status, rent pressure, savings rate and recommended tools.

Are these official cost figures?

No. The dashboard uses only the numbers you enter. It does not provide official tax, rent or cost-of-living data.

Should I use gross or net income?

Use net income after tax. If you enter gross income with an estimated deduction percentage, the dashboard will estimate net.

How is emergency fund coverage calculated?

Emergency fund months = emergency fund savings / total monthly costs.

How is rent pressure calculated?

Rent + utilities as a percentage of net income. Healthy is below 30%, Risky is above 50%.

Disclaimer

Estimate only. The dashboard uses values you enter. It does not apply official tax, payroll or cost-of-living rates and is not financial advice.