What Is Savings Runway?
How many months your savings would last if income stopped.
Definition
Savings runway is the number of months your current savings could cover your living expenses if primary income stopped. It is calculated by dividing total savings by monthly essential costs (minus any continuing income). A runway of 3–6 months is a common minimum recommendation.
Related calculators
Use these tools to work with savings runway in your planning.
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Calculate how much emergency fund you need, how much you still need to save, and how long it will take to get there.
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Estimate how long your savings and severance could last if you lost your job, and what spending cuts would help most.
Open Job Loss Survival CalculatorOther glossary terms
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Your salary before taxes and deductions are removed.
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Your salary after all taxes and deductions are removed — the amount you actually receive.
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A tax paid on earned income, deducted from your salary or paid on profit.
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Compulsory contributions paid by employees and employers to fund public welfare programmes.
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